Paynet Wallet

Open a digital payment account with Paynet Wallet — the mobile e-wallet that lets you manage finances across Moldova and EU countries without visiting a bank. Whether you need a local or international account, get started in minutes directly from your smartphone.

Setting up your account is effortless. Download the app, complete your verification, and instantly gain access to a virtual or physical Mastercard debit card. Add your card to Apple Pay and begin spending immediately. No lengthy paperwork, no bank appointments — just fast, digital account opening that respects your time.

Your money stays under your control with powerful card management features. Lock or unlock your card instantly, reset your PIN, set custom spending limits, and toggle withdrawals, online transactions, and contactless payments on or off. Real-time alerts notify you of every transaction as it happens, keeping you informed and secure. Best of all, you'll never pay hidden fees — withdraw cash at any ATM in Moldova with zero charges and no minimum balance requirement.

Sending and receiving money has never been simpler. Share your local IBAN for transfers within Moldova or your international IBAN for EUR and GBP transfers across the EU and UK. Enjoy free bank transfers between Paynet customers via MIA Instant Payments. Need to receive funds from abroad? RIA and MoneyGram services integrate directly into your app, eliminating the need for third-party platforms.

Paynet Wallet handles your everyday financial needs with built-in features for salary deposits, social payments, bill payments, and cashback rewards. Create and request payments instantly. Activate direct deposit for your employer or government benefits. Pay utilities and subscriptions from one convenient dashboard.

Support is always available when you need it. Reach our customer specialists seven days a week through Facebook, Viber, WhatsApp, Telegram, or by calling (+373) 68 425 125. Your questions are answered quickly by people who understand your needs.

Take control of your finances with a secure, user-friendly app designed for modern banking. Open your free Paynet Wallet account today and experience banking that actually works for you.